The RICP® (Retirement Income Certified Professional) is the nation’s leading credential for building integrated and a full array of retirement income plans. A key focus is understanding, choosing, and executing a sustainable retirement income strategy from available resources—whether that means using systematic withdrawals from a portfolio, building a retirement income floor with bonds or annuities, or using a bucket strategy.
The program, developed by more than 45 of the nation’s top financial retirement advisors, provides RICP® credential holders with best practices in areas including:
· Social Security claiming
· Evaluating and addressing risks faced in retirement financial planning
· Choosing distributions from employer sponsored retirement financial plans
· Medicare and other health insurance choices
· Managing costs for extended periods of care
· Choosing appropriate housing
· Retirement income tax and legacy planning