Federal employees often reach retirement with benefits that work differently from those available in the private sector.
Understanding how your FERS pension, TSP, Social Security, FEGLI, survivor benefits, and other assets work together can be an important part of making the transition from federal employment into retirement.
Questions may include:
Should I leave my retirement savings in the TSP or consider an IRA?
How should I think about Traditional versus Roth TSP assets?
When should I claim Social Security?
How will my FERS pension fit into my retirement income?
What happens to FEGLI when I retire?
How should I coordinate withdrawals from different accounts?
How might RMDs affect me later in retirement?
How can I prepare for long-term care expenses?
I work with current and former federal employees to help them understand their options and how their federal benefits fit within their broader retirement strategy.