Americans on average scored 31% in a quiz about basic retirement planning knowledge1…and you have many questions.
The RICP® (Retirement Income Certified Professional) is the nation’s leading credential for building integrated and a full array of retirement income plans. A key focus is understanding, choosing, and executing a sustainable retirement income strategy from available resources—whether that means using systematic withdrawals from a portfolio, building a retirement income floor with bonds or annuities, or using a bucket strategy.
The program, developed by more than 45 of the nation’s top financial retirement advisors, provides RICP® credential holders with best practices in areas including:
Social Security claiming
Evaluating and addressing risks faced in retirement financial planning
Choosing distributions from employer sponsored retirement financial plans
Medicare and other health insurance choices
Managing costs for extended periods of care
Choosing appropriate housing
Retirement income tax and legacy planning
Planning for retirement is something you can do at any stage of life—and with countless new products and strategies on the market, designing your ideal retirement plan is more personal than ever.
A knowledgeable financial professional can tailor your plan for a truly personalized approach, achieving the outcomes that fit your goals and aspirations.
You need an advisor who knows how to apply specialized knowledge to address your concerns and meet you where you are. You need an RICP®.
1 The American College of Financial Services Retirement Income Literacy Study. 2023.